Harleysville Saver Rewards
Build savings automatically while earning high interest.
Take saving to the next level and open a Harleysville Saver Rewards account. This account pays up to 1.00% APY* — much higher than the national average.
- Free account that builds your savings effortlessly
- Links to free Harleysville Cash Rewards or Harleysville Cash Back Rewards checking
- Automatic transfers of Harleysville Cash Back earnings
- 1.00% APY on balances up to $100,000*
- 1.00% to 0.75% APY on balances over $100,000 depending on balance in account*
- 0.05% APY if qualifications aren't met*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- $25 minimum deposit to open
See the Monthly Qualification Schedule for more details.
Just do simple things to earn your rewards.
Qualifying for your Harleysville Cash Rewards or Harleysville Cash Back Rewards automatically qualifies you for the highest Harleysville Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Harleysville Cash Rewards or Harleysville Cash Back Rewards account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don't meet these qualifications, your account is still free.
Plus, you'll still earn our base rate on your Harleysville Saver balance. And you can get right back to earning your full rewards the very next cycle that you qualify.
Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website or contact one of our branch customer service representatives for specific Monthly Qualification Cycle dates.
When your linked Harleysville Cash Rewards or Harleysville Cash Back Rewards account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 in your Harleysville Saver Rewards account earn an APY of 1.00% and daily balances over $100,000 earn an interest rate of 0.49 % on the portion of the daily balance over $100,000, resulting in a range from 0.75% to 1.00% APY depending on the account's daily balance.
When your linked Harleysville Cash Rewards or Harleysville Cash Back Rewards account qualifications are not met, the entire daily balance in the Harleysville Saver Rewards account earns 0.05% APY. Interest will be credited to your Harleysville Saver Rewards account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 01/01/2020. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. At least twelve (12) debit card purchases post and settle, access online banking at least one (1) time per Monthly Qualification Cycle and receipt of electronic statements are conditions of this account. Limit of one (1) account per taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. A Harleysville Cash Rewards or Harleysville Cash Back Rewards account is required to have a Harleysville Saver Rewards account. A linked Harleysville Saver Rewards account is required for automatic savings for the Harleysville Cash Back Rewards account. Contact one of our bank customer service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.