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Harleysville Cash Rewards

Enjoy high interest earnings and refunds on ATM withdrawal fees.*

We literally pay you to bank with us. Harleysville Cash Rewards Checking pays up to 3.50% APY* on your balance just for doing simple banking activities that you probably already do.

We'll even refund your ATM withdrawal fees, nationwide* — so you can get to your money in Lansdale, Souderton, or anywhere else you may be.

  • Free checking that pays really high interest
  • 3.50% APY on balances up to $25,000*
  • 3.50% to 1.12% APY on balances over $25,000 depending on balance in account*
  • 0.02% APY if qualifications aren't met*
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free Harleysville Saver for effortless savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking
  • Free MasterCard® debit card
  • Free eStatements
  • $25 minimum deposit to open

See the Monthly Qualification Schedule for more details.

Just do simple things to earn your rewards.

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Harleysville Cash Rewards account during each Monthly Qualification Cycle.

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking prior to the last business day in each Monthly Qualification Cycle

And if you don't meet these qualifications, your account is still free.
Plus, you'll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify. 

*Qualification Information:
Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) calendar day following the last business day of the prior statement cycle through the last business day of the current statement cycle. See our website or contact one of our branch customer service representatives for specific Monthly Qualification Cycle dates.

Reward Information:
When your Harleysville Cash Rewards account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Harleysville Cash Rewards account receive an APY of 3.50%; and daily balances over $25,000 earn an interest rate of 0.35% on the portion of the daily balance over $25,000, resulting in a range from 3.50% to 1.12% APY depending on the account's daily balance. You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Harleysville Cash Rewards account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $10.00 or higher.  When your Harleysville Cash Rewards qualifications are not met, the entire daily balance earns 0.02% APY and ATM withdrawal fees are not refunded. Interest will be credited to your Harleysville Cash Rewards account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 7/5/2023.  Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. At least twelve (12) debit card purchases post and settle, access online banking at least one (1) time prior to the last business day in each Monthly Qualification Cycle and receipt of electronic statements are conditions of this account. Limit of one (1) account per taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. A Harleysville Cash Rewards or Harleysville Cash Back Rewards account is required to have a Harleysville Saver Rewards account. A linked Harleysville Saver Rewards account is required for automatic savings for the Harleysville Cash Back Rewards account. Contact one of our bank customer service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

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