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Harleysville Cash Back Rewards

Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.*

Get paid to buy things. With Harleysville Cash Back Rewards checking, we pay you to go shopping.

Earn 1.75% cash back on everyday debit card purchases, up to $84 per year ($7 per month)!* Plus, get refunds on ATM withdrawal fees, nationwide* — so every ATM is your ATM, whether you're in Harleysville, Hatfield, or anywhere else.


  • Free checking that pays you back
  • 1.75% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $84 cash back per year, $7 per month
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to a free Harleysville Saver for effortless savings
  • No minimum balance requirement
  • No monthly service fee
  • Free online banking & bill pay
  • Free mobile banking
  • Free MasterCard® debit card
  • Free eStatement
  • $25 minimum deposit to open

See the Monthly Qualification Schedule for more details.

Just do simple things to earn your rewards.
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Harleysville Cash Back Rewards account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

And if you don't meet these qualifications, your account is still free.
Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information:
Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our bank as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website or contact one of our branch customer service representatives for specific Monthly Qualification Cycle dates.

Reward Information:
When Harleysville Cash Back Rewards qualifications are met during a Monthly Qualification Cycle, you will receive 1.75% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $7.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Harleysville Cash Back Rewards account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursement of individual ATM fees of $10.00 or higher. When your Harleysville Cash Back Rewards account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Harleysville Cash Back Rewards account will be credited to your account on the last day of the current statement cycle. If your Harleysville Cash Back Rewards account is linked to a Harleysville Saver Rewards account, the cash back payments earned will be credited to your Saver account on the last day of the current statement cycle. ATM withdrawal reimbursements will remain in the checking account. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. At least twelve (12) debit card purchases post and settle, access online banking at least one (1) time per Monthly Qualification Cycle and receipt of electronic statements are conditions of this account. Limit of one (1) account per taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. A Harleysville Cash Rewards or Harleysville Cash Back Rewards account is required to have a Harleysville Saver Rewards account. A linked Harleysville Saver Rewards account is required for automatic savings for the Harleysville Cash Back Rewards account. Contact one of our bank customer service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.