Certificates of Deposit (CD)

Certificates of Deposit (CD)

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When it comes to your finances, it's best not to gamble. A certificate of deposit offers sure returns, so you can plan for your financial goals. Choose from a variety of terms and then lock in your rate.

When your term is up, you can cash out or roll it into another CD for more returns.

  • Guaranteed returns with fixed rates
  • Choose from terms that range from 3 to 60 months
  • Penalty for early withdrawal applies*
  • Interest earned may be withdrawn without penalty at any time during the current term
  • FDIC insured up to $250,000
  • $500 minimum deposit to open

*Penalty is charged only on the principal amount withdrawn:

3 months earnings if term less than 1 year whether earned or not.

6 months earnings if term is at least 1 year but less than 3 years whether earned or not.

12 months earnings if term is at least 3 years whether earned or not.

Penalty is waived upon death – death certificate necessary.

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