If you're tired of paying rent, it might be time to start paying a mortgage into your own home. We offer different mortgage plans to fit a variety of financial situations.
Our lenders know the market in Bucks, Delaware, and Montgomery Counties and will walk you through the entire process. Buying a home doesn't have to be complicated. Let Harleysville Bank service your next (or first!) home mortgage loan.
- Build equity in your home for financial independence
- Low rates available
- Different mortgage plans offered for different needs (see tab)
- Affordable payments
- Easy application process
- Efficient, local processing
- Friendly, attentive service from application to closing
- Mortgage Types
If you prefer the security of an interest rate fixed for the life of the loan, we offer traditional fixed-rate mortgages with terms ranging from 10 to 30 years.
Adjustable Rate Mortgages
Adjustable rate mortgages (ARMs) have a discounted initial interest rate that lowers your monthly payments, and in some cases, can increase your buying power. Harleysville Bank offers ARM products with a fixed initial rate up to 10 years, as well as interest-only ARM products. All ARMs have interest rate caps and can be converted to a fixed rate during the loan term.
Thinking of building your dream home or doing major renovation work to your current home? Harleysville Bank offers a combination construction loan with long-term financing. Lock in your 30-year financing before you break ground. Funds are advanced as construction progresses, and you pay interest only on the amount of the loan that has been advanced. You can choose between the bank's fixed or ARM products.
Special Community Homebuyer Program
Harleysville Bank takes pride in offering special financing for first time homebuyers and first responders to make home ownership a reality. This program offers below-market rates with a low down payment. Special price and income limits apply, so call for a free pre-approval.
Bridge or Swing Loans
If you are waiting for your current home to sell but need to close on the purchase of your new home, talk to us about a short-term, interest-only bridge or swing loan.