If time is a precious commodity for you, here are eight ideas to save time and reduce the stress and anxiety of managing your financial affairs.
- Enroll in direct deposit. It eliminates trips to the bank and keeps your money working longer. Just call the company or agency currently sending you a check. Have a personal check or account statement handy because the company will need your account number and the bank’s routing number (our routing number is 031911812) to set-up direct deposit.
- Sign up for overdraft protection. By linking your checking account to a line of credit or savings account you avoid the cost, hassle and embarrassment of a bounced check.
- Establish an automatic savings plan. Regular, automatic transfers to a savings account will add up and help you achieve your financial goals.
- Consolidate your financial relationships. Dealing with one institution makes everything easier. We make the daunting task of moving your accounts easy with our Switch Kit.
- Consider personal finance software. Many programs make handling your finances easier and quicker. If you use Web Banking, you can download your account activity into a variety of formats, including those for Money, Quicken or QuickBooks!
- Build a safety cushion with a savings account. Be ready for unexpected expenses or use some extra for a special vacation.
- Review your investments. Make sure your asset allocation matches your time horizon and risk tolerance. Call your local branch office to set up a complimentary appointment with an investment advisor.
We’re here to help you! Give us a call today.
Investment Products:
Not a deposit · Not FDIC insured · Not insured by any federal government agency ·
Not guaranteed by the bank · May go down in value
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