| Feature/Benefit |
Checking
Account Options |
Free
Checking |
Rewards |
Total
Rewards |
Interest
Checking |
| Minimum Age |
18 |
49 |
18 |
18 |
| Minimum daily
balance to avoid service charge |
None |
$100 |
$10,000 deposits
or $25,000 loans |
$500 |
| Check images
available with statement |
$2 fee |
No |
Yes |
Yes |
| Free annual order
of checks |
No |
Yes |
Yes |
No |
| Free overdraft
protection |
No |
Yes |
Yes |
No |
| Free Web Banking |
Yes |
Yes |
Yes |
Yes |
| Free Bill Payment |
Yes |
Yes |
Yes |
Yes |
| Free Telephone
Banking |
Yes |
Yes |
Yes |
Yes |
| No HNB Fee
at STAR/PLUS ATMs |
No |
No |
Yes |
No |
| Free Visa Check
Card with Visa Extras |
Yes |
Yes |
Yes |
Yes |
| Free Investment,
Will, and Retirement Estate Plan Review |
No |
No |
Yes |
No |
| Discounted mortgage
closing costs |
No |
$50 Off |
$100 Off |
No |
| Safe Deposit
Box |
No |
50% Off Small
Box |
Free Small Box
(up to $50) |
No |
| Free Bond Coupon
Processing |
No |
No |
Yes |
No |
| Bonus CD Offers |
No |
No |
Yes |
No |
| Premium Visa Check Card with
500 Bonus Points |
No |
No |
Yes |
No |
